Community State Bank from Wisconsin

csb_iconCommunity Banking Month Spotlight: Community State Bank
Today’s Member Spotlight focuses on Community State Bank from Union Grove, Wis. In the following interview, Assistant Vice President and Marketing Director Gregory Wall explains what is unique about this local community bank.

What is unique about your community bank?
We have a stated core list of values that we use as a guide when we come to work every day, and when we’re out serving our community, friends and neighbors. As an organization, we ask everyone to live these values every day. We believe that by doing so, we have the ability to make our communities better places to live, work and do businesses. When our communities succeed, we succeed.

OUR VALUES:
We are passionate and dedicated to…

  • Engaging with and building the communities we serve.
  • Creating a memorable experience every time.
  • Making the ordinary “Extraordinary”.
  • Honoring and respecting the trust people place in us.
  • Acting with honesty and integrity.
  • Embracing and driving change.
  • Lifelong learning and striving for excellence in everything we do.
  • Holding ourselves and each other accountable.
  • Encouraging and inspiring each other.
  • Education and financial literacy.
  • Having fun and making a difference every day

How does your community bank uniquely serve your local community?
CSB team members take leadership roles throughout the communities we serve. We have dedicated staff who serve on local school, county and municipal boards in addition to local, regional and national service organizations like the Kiwanis Club and the United Way.

But for an example where we literally “serve” our customers, our Ag team at CSB is second to none (Vice President Dave Moyer, Assistant Vice President Rachael Crane and Crop Insurance Specialist Cory Jones). They are such a large part of the agricultural community in southeast Wisconsin. In the fall, during harvest time when the farmers are at their busiest, our Ag team delivers them lunch in the field. It’s a nice break from the hard work everyone has been doing.  I’ve also seen them close loans on the hood of a pickup truck out on the farm. This is a remarkable group of individuals and only a small example of the team at Community State Bank.

What is the quirkiest, strangest or funniest thing you’ve seen at your community bank?
The Great Duck Rescue of 2014 has to be on the top of that list. The story goes as follows. A mother duck and her ducklings were wandering through our Mt. Pleasant office parking lot on a Tuesday afternoon last spring. They were on the way to the pond across the street. When they got to the other side of the parking lot, the ducklings couldn’t make it up the steep curb with Momma Duck. So, the ducklings walked down the parking lot trying to find a way around the curb and encountered a storm drain…OH NO! The ducklings fell through the grate and into the storm drain…Momma Duck wasn’t very happy! Some of our customers saw what had happened and jumped into action. They coaxed the ducklings through the storm drain to the culvert on the other side of the road, where Momma Duck was very happy to see them. The final challenge for this new family was getting across the highway to the pond. Again, our customers stepped in. They helped stop traffic on the road and then escorted Momma Duck and her ducklings across the street to the pond.  High drama for a Tuesday afternoon! The entire event was captured here.

What is your proudest moment from your time at your community bank?
CSB has developed a comprehensive interactive financial literacy program called “MyLIFE” (My Local Interactive Financial Education). MyLIFE is a program for high school students designed to demonstrate the importance of sound money management skills. It’s a unique learning experience for the students, and an opportunity to promote a partnership between the local business community and local schools.

In 2014 Community State Bank received the Governor’s Financial Literacy Award for the MyLIFE program. Wisconsin Governor Scott Walker presented the award to representatives of CSB. The ceremony was held in the Governor’s Conference room inside the State Capitol in Madison.

MyLIFE has been introduced at four local high schools so far and has benefitted nearly 1,000 high school students. The program has been so successful we’ve developed a MyLIFE Essentials program for middle school students.

MyLIFE Kris Bernstein

What is your favorite project you’ve ever worked on at your community bank?
CSB is very involved in leadership roles throughout southeast Wisconsin. We often ask ourselves, “If not us, who?” and “If not now, when?” One of the core values mentioned earlier was “engaging with and building the communities we serve.” Our recent Business Economic Forum Breakfast Series was a great example of that.

In March, CSB hosted two business economic forums. Business leaders were invited to join us for breakfast, listen to some great speakers, and talk about the economy on a county, state and national level. Day one of the event featured Racine County Executive Peter Hansen and Lt. Governor Rebecca Kleefisch (most of our branch network is in Racine County). Day two of the event featured presentations from Racine Area Manufacturers and Commerce (RAMAC) President Jim Ladwig and U.S. House Ways and Means Committee Chairman Paul Ryan. We had more than 250 guests over the two-day event.

Do you celebrate Community Banking Month?
We like to say at CSB we celebrate Community Banking Month every month! In April we traditionally have banners up at our locations announcing Community Banking Month, and we serve treats that were bought from local businesses.

Want to know more about the Community Bankers at CSB? Check out our “Get to Know CSB” section on our website. You can find fun facts like “Who used to teach disco in college?” or “Who wanted to be a racecar driver when they grew up?” It’s a really personal and fun section on our website.

Community Banking Month Spotlight: MidWestOne Bank

MidwestOneBankToday’s Member Spotlight focuses on MidWestOne Bank from eastern Iowa. In the following interview, Second Vice President and Marketing Officer Nick Pfeiffer explains what is unique about this local community bank.

What is unique about your community bank?
MidWestOne Bank is not unique because of our connection to our communities, but rather how we connect with them. In 2012 we developed the MidWestOne Community Impact Grant. It is essentially an internal competition between branches in our 19 eastern Iowa communities for a $50,000 grant. The stipulations are that it be paid in one sum, all employees within the community be involved, and that the impact of the gift is wide and deep. In 2012, the grant affected 6,000 students in the Iowa City School District by providing healthy lifestyle education, healthy snacks and free dental screenings. In 2013, the grant helped build a new Veterans’ Memorial Park and playground from a dilapidated property near the center of Sigourney, Iowa.  In 2014, the grant spurred the fundraising to build a new sports complex in Parkersburg, Iowa, and to build one of the first handicap-accessible ball diamonds in the Midwest.

How does your community bank uniquely serve your local community?
A strong community has a strong local bank. In many of our 19 Iowa communities, we are that strong local bank. From serving hot dogs at the high school football game to teaching financial literacy classes to sponsoring a family movie series at a local movie theater, we are involved.

What is the quirkiest, strangest or funniest thing you’ve seen at your community bank?
We’ve hosted a burrito-eating contest, pie-eating contest, a 16-mile walk with our mascot (Buck the Pig), an egg-smashing challenge (similar to the ice bucket challenge) and a no-shave November event—all to raise money for the United Way. We are not afraid to have some fun.

What is your proudest moment from your time at your community bank?
Within the past few years, MidWestOne Bank has been named Company of the Year by the United Way, a Top 100 Workplace in Iowa and a top workplace for young professionals. But my proudest moment came in 2013 when MidWestOne Bank was named the “Coolest Place to Work in the Cedar Rapids/Iowa City Corridor.” The thought that a bank could be the “coolest” was shocking to eastern Iowa. We beat out a bunch of startups and companies with fewer regulations than we have to deal with. That told me that our brand was really connecting with people.

What is your favorite project you’ve ever worked on at your community bank?
There have been many, but my favorite is happening right now. We are releasing a series of small business profiles. We are telling the story of some of our customers. It is opening the eyes of some of our customers—and those who should be—that there is a lot going on all around them and that MidWestOne is playing a big role in fostering growth in our local economy.

Community Banking Month Spotlight: Affinity Bank

Community Banking Month Spotlight: Affinity Bank
Today’s Member Spotlight focuses on Affinity Bank from Atlanta, Ga. In the following interview, Vice President Glenn Shanholtzer explains what is unique about this local community bank.

What is unique about your community bank?
We try to blend the technology of a large bank with the personality of a community bank.

How does your community bank uniquely serve your local community?
We are primarily a business bank and actually uniquely serve the dental community by understanding their line of business better than most. We support the dental community with scholarships to dental students at Georgia Regents University, local dental charities, dental continuing education groups, and forming a group for dental office managers’ continuing education.

What is the quirkiest, strangest or funniest thing you’ve seen at your community bank?
We had mullet Monday.

Mullet Monday 2 Mullet Monday

What is your proudest moment from your time at your community bank?
Just the general ability to know our clients. Atlanta is a big city so that’s rare.

What is your favorite project you’ve ever worked on at your community bank?
I personally enjoy working on conversion projects like adding mobile deposit and converting online banking systems.

How do you celebrate Community Banking Month?
Keep doing what we always do! Be better than the big guys!

Community Banking Month Spotlight: Foundations Bank

Foundations_BankCommunity Banking Month Spotlight: Foundations Bank
Today’s Member Spotlight focuses on Foundations Bank from Pewaukee, Wis. In the following interview, Vice President of Retail Banking Catherine Kolton explains what is unique about this local community bank.

What is unique about your community bank?
Foundations Bank is not just a community bank. We are a family, and when our customers visit us, they feel like they are amongst friends and are welcome to come on in, have a cup of coffee and visit with a staff who not only knows their name, but knows them. We do not just handle banking transactions. We hold events for our neighbors to come and meet other neighbors and share ideas for new ventures. We make it a priority to make sure our customers know that we care about them and their future success.

At Foundations Bank we are more than just a bank, we are an advocate for the business owners, non-profits and individuals in the community. We believe that we have to serve our community by volunteering, sponsoring events and providing loans to businesses and individuals in our community. We truly make Pewaukee a better place to live and work. Our bank president sits in the lobby with his door open to allow customers to stop in and say hello.

How does your community bank uniquely serve your local community?
Foundations Bank hosts an event every quarter called “For Women by Women,” where women in the community can come enjoy dinner and listen to speakers on different topics. This event allows women business owners the opportunity to spotlight their own business by presenting education on various topics, networking, and providing recognition from other women in the community. The event is free and is open to the public.

What is the quirkiest, strangest or funniest thing you’ve seen at your community bank?
One of the funniest and most fun things that Foundations Bank does is hosts an annual Trick or Treat Event in October for kids 13 and under. Everyone from the bank dresses up, and of course all the kids do too. We decorate the whole bank and have an office decorating contest, costume contest and pumpkin carving, where the kids judge the best pumpkin. We provide a safe environment for kids to roam and trick or treat while the parents can relax and have treats too.

What is your proudest moment from your time at your community bank?
As a manager, my proudest moment is also one of the hardest. We have had two employees hired by our customers, and although it hurts to lose an employee, it is wonderful to know that the tellers are providing such excellent customer service that the business owners are thinking about Foundations Bank as the best place for them to hire people from.

What is your favorite project you’ve ever worked on at your community bank?
When we updated our website in 2014, it was challenging and fun because it completely overhauled our look and feel. We have had numerous compliments about the website.  www.foundationsbank.com When we first opened the bank in 2005, every employee participated in strategic planning sessions on Saturdays. We had five sessions on Saturdays to outline a SWOT analysis and set goals. This enforced ownership at every level of the organization and set the culture of who we were and what we wanted to achieve. We saw the benefit of the entire staff delivering the same message and working toward the same goals.

Community Banking Month Spotlight: The Murray Bank

Community Banking Month Spotlight: The Murray Bank
Today’s Member Spotlight focuses on The Murray Bank from Murray, Ky. In the following interview, Marketing Coordinator Tim Stark explains how his community bank’s school spirit makes it unique.

What is unique about your community bank?
As the only locally owned bank in our community, The Murray Bank is heavily involved with both of our local school systems. We came up with a creative way to not only help, but to allow customers and fans to have a way to show their school spirit and earn money for their prospective school system at the same time. The Murray Bank offers two “Spirit Debit Cards,” one for each of our local school systems. Each card features a logo of the school of choice on the face of the card, and customers can choose which school-themed card they would like to use. For each swipe of the Spirit Debit Cards, The Murray Bank shares the fee income per transaction with that school. In February 2015, The Murray Bank was pleased to present each school with a check in the amount of $5,500. With this year’s donation, The Murray Bank Spirit Debit Card donation totals more than $27,500 to each school.

What is the quirkiest, strangest or funniest thing you’ve seen at your community bank?
One of the funniest things I have seen in my short time here was when we participated in the ALS Ice Bucket Challenge last year. The reactions of the president, vice presidents and other officers were priceless. To have more than half of our office staff participating in one way or another, and to be able to have some of our local ALS patients come out and watch, was a very special day. To see them laughing at us freezing as the ice water was poured on us was worth every chill!

What is your proudest moment from your time at your community bank?
One of the proudest moments I have happens every day when I go out into the community and visit with our customers and future customers. I am proud to work for an organization that is community oriented and community supported. And to hear our customers talk about how they are proud to bank with us because of what we do for our hometown every day, makes me proud every day.

What is your favorite project you’ve ever worked on at your community bank?
My favorite project I have worked on so far has been The Murray Bank “Back to School Family Movie Matinee.” We offer an opportunity for our community to come out and have a family day at our local theater, right before the kids start back to school in the fall. We pay the price of admission and offer free popcorn and soda to all who attend. We offer door prizes, free pictures made with props from the movie and an overall fun atmosphere as our staff works the ticket counter and refreshment stand. Last year we showed the movie “Planes: Fire and Rescue” and brought out the local fire department and firefighters for the kids to interact with. The kids could get into the fire trucks, talk with the local firefighters, and have their pictures made with the firefighters.

Pioneer Bank & Trust

Pioneer_logoToday’s Community Banking Month Member Spotlight is Pioneer Bank & Trust in Belle Fourche, S.D., which celebrated 100 years of continuous family ownership in September 2013.

Pioneer Bank & Trust, which was established in the buttes of Western South Dakota by brothers F.M. and H.W. Clarkson in 1913, has grown to offer a trust department and a complete assortment of state-of-the-art banking products and services. But the hometown community bank prides itself on its unique F.L. Clarkson Family Foundation, a charitable foundation that offers autonomy to local bank managers, according to Senior Vice President Jeb Clarkson.

The foundation, which disperses up to $200,000 annually to local charities, allots half of its annual distributions among Pioneer’s six branch managers for dispersal as they see fit. This localized autonomy for local bank managers allows Pioneer to fund the charities in local communities most in need of funding, Clarkson said.

Go Local During Community Banking Month!

It’s finally April, which means in addition to springtime, tulips and baseball season kicking off, it is Community Banking Month! Throughout the month of April, ICBA is encouraging small business owners and consumers to bank locally with a community bank. Have any ideas or suggestions on how to Go Local this month? Share them with us! We’d love to hear how you’re getting involved.

Go Local During America Saves Week!

America Saves Week is an annual opportunity for organizations to help promote positive savings behavior and for families and individuals to save and build wealth. Learn more about why saving is so important and how to get started on building a nest egg at www.americasavesweek.org.

Do you want to start  saving for the future or trying to pay off some pesky debt? You may want to consider these factors in choosing where you place your savings:

  • Access. How quickly can you access your money? Community banks are not only locally owned, but they also have state-of-the-art  technology so that customers can access their money when and where they need it.
  • Safety. How safe is your money? At community banks, the FDIC insures deposits up to $250,000 per depositor. No one has ever lost a penny of FDIC-insured funds.
  • Earnings. How much money will you earn? Community banks offer personalized customer service tailored to your individual needs and savings products that are often times  better and more cost-effective than larger institutions.

To find a community bank near you, visit www.banklocally.org. To learn more about community banks, visit www.icba.org and follow @ICBA on Twitter.

– Terry Jorde, senior executive vice president/chief of staff at ICBA
@terryjorde